It’s All About The Money

Remember those days when you were studying in school, trying to achieve high scores in exams and in some cases, trying to pass a course in university? I remember frequently wishing that I could graduate school STAT! No more school, no more exams, no more 3 hour evening lectures. Those 4 years felt like forever when I was studying, but looking back, it all went by too fast. Now, there are bills to pay, goals to pursue, ever increasing workload with a stagnant pay, or salary that doesn’t increase as fast as inflation (Hint: Property prices in Penang, etc. etc. etc..)

In my quest to get a property, I find that it’s close to impossible to get something that I like. When the downpayment is affordable, the property is too far away and less desirable since it’s located right in the industrial zone. When the area is desirable, the price is too high. When you qualify for the loan, there’s not enough cash for the downpayment and of course the legal fees, stamp duty etc…

When I think about all this, I just long for my eternal home. At least I don’t have to worry about down payments, bank loan and furnishing costs…

John 14: 3 If I go and prepare a place for you, I will come again and receive you to Myself, that where I am,there you may be also.


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